How do I get a copy of my credit report?
Contact a credit reporting body (CRB) to obtain a copy of your credit report. You will be asked to provide personal information to enable them to properly identify you. This could include your:
- full name
- address
- date of birth
- previous address
- driver's licence number.
To request a copy of your credit report contact these national CRBs:
- Veda: MyCreditFile.com.au (Veda) Phone: 1300 762 207
- D&B: CheckYourCredit.com.au Phone: 1300 734 806
- Experian: Experian Credit Services Phone: 1300 783 684
You can get a copy of your credit report for free from a CRB in all of the following circumstances:
- if you have applied for, and been refused credit, within the past 90 days
- where your request for access relates to a decision by a CRB or a credit provider to correct information included in your credit report, and
- once a year (not counting the above circumstances).
Credit reports are required to be provided within 10 days of the receipt of your request, however, if you want your report immediately there may be a charge involved. You can check with the CRB about any charges involved in getting your credit report immediately.
The information contained in this newsletter is of a general nature only and does not take into account your particular objectives, financial situation or needs. Accordingly the information should not be used, relied upon or treated as a substitute for specific financial advice. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided. Taurus Financial Services Pty Ltd its directors or staff, nor its employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.
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